Category: Credit Cards

The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the long-standing dilemma of credit: how can I build my credit record if no […]

Wise Credit Card Consumer Safe Cash

Some people fear having credit cards because of potential problems that can occur. However, when used properly, they are a great financial tool. If you need to buy something that you don’t have the cash for or don’t want to spend the cash on immediately, you can use a credit card. In this article, you […]

How To Reduce Credit Card Interest Rates

Credit cards are nothing new to American consumers. Everywhere you look, Americans are constantly being asked to apply for a new credit card! Now, you probably know what the selling point is with most cars, THE INTEREST RATE! This is because the interest rate or APR on your credit card delegates how much money you […]